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SumUp Card Machines & POS Systems for UK Businesses

Accept card payments in-store, online and on the go with SumUp. Total Payments helps you choose the right device or POS setup, get started quickly and stay supported as your business grows.

White SumUp POS setup with card reader, printer terminal, smartphone POS display, and SumUp business card on a transparent background

Take Payments

Accept contactless, chip & PIN and mobile wallet payments with portable and countertop solutions.

Manage Your Money

Track transactions, payouts and refunds with simple reporting designed for day-to-day trading.

Run Your Business

Need a point of sale system for products, staff and reporting? Explore SumUp POS options for retail and hospitality.

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About SumUp

SumUp supports small and independent businesses with simple, reliable tools that make taking payments effortless. Built on the belief that every merchant deserves accessible technology, SumUp provides card readers, online payment solutions, and a free business account designed to keep operations smooth and stress-free. With a focus on transparency, ease of use, and customer-first values, SumUp empowers millions of merchants across Europe to accept payments, manage their earnings, and grow their businesses with confidence.

Features & Benefits

Simple setup

start taking payments quickly

Fast payouts

improve cashflow with quick settlement

Flexible hardware

portable readers and countertop options

Contactless ready

supports Apple Pay and Google Pay

POS options

tools for products, sales and reporting

Free

SumUp Business Account and Mastercard

Tools for every type of business

Whatever industry you’re in, we’ve got the tools for you. Take a look at our specialised packages and product recommendations for certain business types.

Restaurants & cafés

countertop payments and receipts

Retail

quick checkout and simple device options

Beauty & salons

clean checkout experience for appointments

Trades & mobile services

take payments wherever the job is

Charities & fundraising

easy payments for events and donations

Market traders

portable devices for on-the-go selling

SumUp

Contactless or chip?

Let your customers choose the way they want to pay. Whether it’s via Chip and PIN, a tap of their card or phone, you’ll never have to turn a customer away. With SumUp, your business can get paid in-store, online and on-the-go.

Smartphone displaying the SumUp product catalogue with food and drink items and a charge button

Product Catalogue

View all of the products you’ve added to your catalogue. You can also add and edit the VAT rates for all of your products.

Smartphone showing the SumUp sales history screen with itemised café transactions

Easy Admin

Track sales, make taxes easy with personal revenue reports. Manage multiple employee accounts from one place.

Smartphone screen showing a green receipt screen with amount, email, mobile number, and print receipt options in the SumUp app

Digital Cashier

Keep track of your tips, handle cash payments, and send digital receipts all within the app.

Smartphone displaying a digital bank card beside a white SumUp keypad card reader with contactless payment prompt

Get paid in person

Accept card, contactless, Apple and Google Pay for just 1.69% per transaction, anytime, anywhere.

White SumUp Solo card reader showing a £14.80 contactless payment screen on a transparent background

Free app, free tools, full control

Sign up and download our app to get your free SumUp Business Account and Mastercard in minutes. And while you’re there, enable Tap to Pay to turn your smartphone into a card reader.

Why Buy Through Total Payments?

Free consultation to match SumUp to your business
Clear comparisons between models and bundles
Setup guidance and onboarding support
Ongoing help if your needs change as you grow

SumUp Customer Reviews

myPOS Reviews

Fantastic payments App

As a new start up business attending our first expo selling our product we looked into getting a card reader to take payments and discovered the SumUp App. Using our iPhones and the App to take payments was flawless, simple and incredibly good value.

Satisfied customer

myPOS Reviews

As a sole trader

As a sole trader, Sum up has made a huge difference to my business, for the better. The help centre has been able to support me when needed and always resolved the issue, which has been on,y been about twice in 4 or 5 years. Would highly recommend recommend

Martin

myPOS Reviews

What a game changer

For a small club, being able to take card payments is a game changer. Minimal charges, payments transferred to our bank promptly. Superb service.

Peter Riley

Frequently asked questions

Do I need a contract?

SumUp is designed to be flexible and is commonly used without long-term contracts for standard card machine use.

Many businesses receive payouts within 1–2 business days depending on account setup and bank processing.

Card machines are commonly available without monthly rental. Some POS software options may require a subscription depending on the plan.

Yes — SumUp devices support contactless payments including Apple Pay and Google Pay.

Portable readers suit mobile businesses, printer bundles suit shops, and POS systems suit businesses managing products and staff.

Get a free SumUp quote today

Tell us your business type and how you take payments — we’ll recommend the best SumUp setup and confirm the latest deals.