Teya logo with lime green icon and black wordmark on a transparent background
From card payments to business accounts

Easy Payments & Business Solutions with Teya

Unlock better business management and grwoth with Teya’s integrated payments, funding and business account.

Teya card payment terminal with built-in printer shown next to a smartphone displaying the Teya business app
Fast transactions
Next-gen card machines built to power your business.
No hidden fees
One flat rate for all Visa and Mastercard transactions.
Human support
Get through to a real person on the phone, email or chat.
Insights that matter
Track your sales in real-time from your app or dashboard.

Selling and spending, all in sync

Smiling café or bakery owner holding a yellow Teya card reader behind the counter

Sell & Get Paid

Hand holding a smartphone showing the Teya app sales dashboard, transactions, and settlement overview

Manage

Hand holding a lime green Teya Visa Platinum Business card against a blurred background

Spend & Earn

What every Teya plan includes

Get what you need to manage and grow your business, no matter the plan.

Everyday settlements

Get your sales settled in your Teya Business Account the next day, even on weekends.

Smartphone mockup showing a list of approved Mastercard, Visa, and American Express card payments with amounts

Free business account

Manage your Teya Business Account easily in the app for a clear and transparent experience.

Smartphone displaying the Teya business app dashboard with available balance, sales, and transfer options

Speedy payments

Say goodbye to long lines with Teya’s industry-leading transaction speeds.

Close-up of a Teya payment terminal with a “1.1 sec” graphic highlighting fast transaction speed

Debit card with 0.5% cashback

Unlimited monthly cashback: powered by your Teya debit card.

Lime green Teya Visa business card on a transparent background

Take payments on your phone

Use your phone as a card machine for fast, contactless payments.

Two hands using smartphones for contactless tap-to-pay, with the Teya app on one screen and a digital Visa card on the other

Real-time insights and reports

Monitor your sales in real time with live updates in the app and online portal.

Two smartphone screens showing a cash advance request form and loan details in the Teya app

Cash advance up to £500,000

Flexible, fast, and transparent funding, paid directly from your sales.

Two smartphone screens showing a cash advance request form and loan details in the Teya app

Instant Settlements

Get instant settlement into your Teya Business Account after every completed transaction.

Isometric illustration of online shopping with a smartphone storefront, shop building, shoppers, and a payment card

Payments to power your business

The next generation of card machines.

Speedy payments

Industry leading transaction speeds.

Simplified checkout

Calculator and bill splitting for efficiency.

Tips

Customers can add tips in just a tap.

50+ ePOS integrations

Easily connect with your everyday business tools.

Pay by Link

For payments from anyone, anywhere – send a quick link.

Yellow Teya handheld card terminal on a transparent background displaying the Teya startup screen
Teya logo with lime green icon and black wordmark on a transparent background

About Teya

Teya empowers small and local businesses with integrated payments, funding and business-account solution built for simplicity. It was born out of the belief that growing businesses deserve better tools and service. Using modern tech and customer-first values, Teya supports merchants across Europe to sell, get paid, and manage their business seamlessly.

Features & Benefits

Instant payouts

Receive your funds as soon as the next business day, helping you maintain strong cash flow.

Simple, transparent pricing

No hidden fees — clear transaction rates with no complicated contracts.

All-in-one business solution

Manage payments, business account, and funding all in one platform designed for small businesses.

Business account included

Get a dedicated business account with tools to track, manage, and control your finances easily.

Smart card machines

Use sleek, modern terminals built for speed, reliability, and ease of use — in-store or on the move.

Integrated business tools

Access insights, reporting, and additional tools to help you grow and manage your business efficiently.

Teya has you covered

Teya’s card machines support you in the day-to-day of running your business. From taking payments to printing receipts and everything in between, Teya makes your work easier.

Swap at no extra cost

If your card machine gets worn or accidentally dropped, Teya has you covered with a free replacement.

Free delivery

Card machine delivery is taken care of by Teya, completely free of charge.

Repairs and replacements

Local support

Teya provides real people with real solutions, ready to support your business whenever needed.

50+ Integrations tailor-made for your business

Teya offers a wide range of integrations with leading POS providers, making it easy to connect with your favourite business tools.

Transact your way with flexible payment modes

Counter Mode

  • Integrate your POS hardware with Teya card machines for a powerful solution
  • Suited to taking payments at the counter or checkout
  • Best for retail businesses, salons, dentists, and more

All-in-one POS

  • Leverage Loyverse’s tailor-made integration with Teya to do everything you need on your card machine
  • Suited to taking payments on the go
  • Best for restaurants, market stalls, and more

Turn your phone into a card machine with Teya Tap

Take contactless payments anytime, anywhere – all you need is your phone. Want an extra card machine for busy days? A way to take payments out and about? Download the Teya app and start taking payments straight away.

Smartphone screen showing a £12.00 contactless payment prompt with the text “Place card or device at the back to pay
FREEPCI Charges
Teya Logo
£0.00
Monthly Cost
£69.00purchase price
Instant
Settlement Time
Mobile
Device Type
Custom Offer GPRS / WiFi Included
Business Account
Teya GO

Teya GO

Package Benefits

  • Instant Settlement
  • FREE Online Transfers
  • FREE PCI Charges
  • FREE Delivery
  • 30 FREE ATM Withdrawals per month
  • No Authorisation Fee
FREEPCI Charges
Teya Logo
£0.00
Monthly Cost
£179.00purchase price
Instant
Settlement Time
Mobile
Device Type
Custom Offer GPRS / WiFi Included
Business Account
Teya PRO

Teya PRO

Package Benefits

  • Instant Settlement
  • FREE Online Transfers
  • FREE PCI Charges
  • FREE Delivery
  • 30 FREE ATM Withdrawals per month
  • No Authorisation Fee

Why Buy Through Total Payments?

Free consultation to match SumUp to your business
Clear comparisons between models and bundles
Setup guidance and onboarding support
Ongoing help if your needs change as you grow

Frequently asked questions

What is Teya?
Teya is an all-in-one payment and business solution designed for small businesses, combining card machines, payment processing, and a business account in one platform.
Teya lets you accept payments in-store, online, or on the go, all managed through a single app or dashboard.

You can accept:

  • Debit and credit cards
  • Contactless payments
  • Apple Pay & Google Pay
  • Online and remote payments

Teya typically offers next business day payouts, helping you access your funds quickly.

No — Teya offers flexible agreements with no long-term contracts, so you’re not locked in.

No — Teya offers flexible agreements with no long-term contracts, so you’re not locked in.

Teya provides modern, smart card machines as well as options like tap-to-phone, so you can accept payments without additional hardware.

Yes — Teya includes a business account that helps you manage payments, track sales, and monitor your cash flow.

Yes — eligible businesses can access fast funding solutions, with repayments based on your sales.

Yes — Teya uses secure, industry-standard technology to protect your transactions and customer data.

Teya is ideal for small and medium-sized businesses, especially in retail, hospitality, and services.

You can usually get set up and start taking payments within a few days.

Teya customer reviews

myPOS Reviews

Saved me and my company a small fortune

Saved me and my company a fortune on card fees and Mike Spicer has been phenomenal in answering any questions that I’ve had and also setting up our other business seamlessly too. Keep up the good work and support. It makes a huge difference for little companies like ours

Luke

myPOS Reviews

Amazing customer service again

Amazing customer service again. Phone answered within a few things and Farhan was friendly, professional and helpful throughout.

Ms Rebecca Ryan

myPOS Reviews

Teya is a good company I have been with…

Teya is a good company I have been with teya and John Mathew almost 2 Years, great experience with Teya and service is excellent. Will recommend John to all.

Olutayo Rowaiye

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