Business money and admin, together in one app
ANNA gives eligible UK businesses an account with a sort code, account number and debit card, alongside tools for invoicing, expenses and tax admin. Tell us what you need from a business account and we can help you explore whether ANNA is a good fit.
- UK account details and debit card
- Invoicing and receipt tools
- Plans to suit different levels of use.
regulated e-money account
Accounting Tech of the Year 2026
About ANNA
ANNA brings everyday business money and financial admin into one app. You can use its business account to receive and send payments, spend with a debit card and keep track of transactions. Invoicing, receipt capture, money pots and tax-related tools can help you organise the work around those payments.
The features and charges available to you depend on the plan and any additional services selected. ANNA is not a bank: its main business account is an e-money product, with customer funds safeguarded under the applicable rules rather than protected by the Financial Services Compensation Scheme. Any ANNA Savings account is a separate product with different protection.
Useful tools alongside your business account
See your business money and the admin around it in one place, with a plan that fits how you expect to use the service.
Account and card
Get UK account details and a business debit card after approval. View payments and spending in the ANNA app.
Invoices and payment requests
Create and send invoices, track them and discuss payment-link options where enabled.
Receipts and expenses
Capture receipts and organise transactions to reduce manual record keeping.
Money and tax planning
Put money aside in pots and explore ANNA’s tax estimates and filing tools where supported by your plan and business circumstances.
Explore ANNA's business tools
Start with the account, then choose the admin features that are useful for your business.
Business account
Receive and send business payments, view activity and spend with your ANNA debit card.
Invoicing
Create and send invoices and see when customers pay.
Expenses and receipts
Capture receipts and keep business purchases organised.
Tax and bookkeeping tools
Explore estimates, records and eligible filing services; check the exact plan and any extra charge.
Business account
Receive and send business payments, view activity and spend with your ANNA debit card.
Invoicing
Create and send invoices and see when customers pay.
Expenses and receipts
Capture receipts and keep business purchases organised.
Tax and bookkeeping tools
Explore estimates, records and eligible filing services; check the exact plan and any extra charge.
Getting started with ANNA
Tell us what you need
Discuss your business type, expected account use and whether invoicing or bookkeeping tools would help. If the CTA goes directly to ANNA, change this step to Choose an ANNA plan.
Apply with ANNA
Provide the business and identity information ANNA requests. ANNA assesses eligibility and completes its own checks.
Set up your account and tools
Once approved, use your account details and app, then add the tools included in your chosen plan.
What ANNA customers say
James
Trustpilot, 25th October 2026
It was so straightforward to set up everything and every-time I’ve had a question it’s been answered immediately.
Nuts About Events
Trustpilot, 25th October 2026
As a small I struggled to find a business account that could assist my needs. Then I found ANNA and I haven’t looked back. It’s easy to use and they are extremely responsive
Andrew Wheatley-Rae
Trustpilot, 3rd October 2026
In every aspect, ANNA has helped me so very efficiently and speedily and without ANNA i would be lost so thanjs and i could not recommend high enough
Joe Perry
Trustpilot, 19 September 2026
Everything about Anna banking makes banking easier. So easy to work with and simplifes everything 👍
Frequently asked questions
Is ANNA a bank?
No. ANNA’s main business account is an e-money product. It provides account details and a debit card, but it is not a bank deposit account.
How is money in the main ANNA account protected?
Funds are safeguarded under the rules for e-money. They are not covered by the Financial Services Compensation Scheme. ANNA Savings is a separate product with its own provider, terms and FSCS position.
Is there a free ANNA plan?
ANNA offers a plan with no monthly subscription fee, but charges can apply to transactions and services. Review the current pricing for your expected account use before applying.
Can I use ANNA to invoice customers?
ANNA offers invoicing tools and payment options. We will help you identify the functions and charges that apply to your chosen plan.
Can I keep money aside for tax?
ANNA offers money pots and tax-related tools. Their availability, limits and charges depend on the selected plan and service.
Can my team have cards?
ANNA offers additional expense cards and team access on eligible plans. Check the current card allowance and fees for the plan you choose.
Can I use ANNA alongside my card machine?
Yes, you can discuss the business account separately from your card acceptance setup. We will not imply that a particular terminal settles into ANNA unless the provider’s settlement rules and account eligibility are checked.
Who opens and supports the account?
ANNA handles account approval and account support. Total Payments can help you explore the option and explain our role in the introduction.
Explore an ANNA business account
Tell us what you need from a business account, or follow the approved ANNA application route. Review the selected plan’s features and charges before you apply.
Contact us to get through to a real payments advisor.
