Home » Products » Payment Link – SumUp
Monthly Cost
Settlement Time
Device Type Payment Link
Included
Business Account
Payment Link – SumUp
Package Benefits
- Free Business Wallet
- Free Online Portal
- 3 Hour Settlement Time
- FREE Setup
- Same Day Setup
Pricing
Transaction Fees
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The flexible way to get paid online
With SumUp Payment Links, you’re always ready to accept payments, no matter the type of business you run or where you’re located. Whether you’re in your shop, working from home, or on the move, you can easily send a payment link and get paid quickly and securely.
Sell anywhere
Sell anywhere by sharing payment links across all the channels you already use to communicate with your customers. Whether it’s Instagram, WhatsApp, SMS, or email, you can send a secure link in seconds and let customers pay instantly. There’s no need for a website or complicated checkout process, making it quick and hassle-free to complete a sale. This approach is ideal for businesses that sell remotely, take orders through messages, or operate on the go.
This flexibility allows you to reach customers wherever they are. From social media conversations to direct messages and emails, payment links help you close sales faster and reduce delays. Customers can pay at a time that suits them, without unnecessary steps. It’s a convenient way to improve the customer experience while keeping your business running smoothly.
Simple for customers
Simple for customers, payments are completed through a secure website designed for ease and convenience. Customers don’t need to download an app or create an account, allowing them to pay quickly without unnecessary steps or delays. The intuitive checkout experience makes it easy for anyone to complete a payment with confidence and peace of mind.
By removing complexity from the payment process, customers are more likely to complete their purchase without hesitation or unnecessary delays at checkout stages. A smooth and familiar payment flow builds trust, reduces drop-offs, and helps deliver a better overall customer experience for your business.

Track your payments
Track your payments easily with clear visibility into the status of every transaction. You can see which payments are completed, pending, or still outstanding, helping you stay organised and in control of your cash flow. This transparency makes managing your payments simpler and more efficient. It also helps you identify issues early and take action before payments are delayed further.
If a payment hasn’t been completed, you can quickly resend the payment link to remind your customer. This makes it easier to follow up, reduce delays, and ensure payments are collected on time without manual chasing. With fewer payment delays, you can improve cash flow and spend more time focusing on your business.
Home Delivery
Start offering food delivery with ease by taking orders online or over the phone. Send customers a payment link so they can pay securely before delivery, helping you streamline orders and get paid faster.
Freelancers
Skip the paperwork and avoid late payments by sending clients quick and simple payment links. It’s an easy way to request payment and receive funds on time, wherever your clients are.
Click & Collect
Allow customers to order online and collect their purchase from your shop. They can pay in advance using a payment link or choose to pay when they arrive, giving them flexibility and convenience.
Social Media Selling
Turn your social media profiles into a selling channel by sharing products and sending payment links directly through messages or posts. It’s a simple way to sell without needing a full online store.
Billing
Collect bill payments easily by adding payment links to your emails or messages. Customers can pay instantly, helping you reduce delays and simplify your billing process.
About SumUp
SumUp supports small and independent businesses with simple, reliable tools that make taking payments effortless. Built on the belief that every merchant deserves accessible technology, SumUp provides card readers, online payment solutions, and a free business account designed to keep operations smooth and stress-free. With a focus on transparency, ease of use, and customer-first values, SumUp empowers millions of merchants across Europe to accept payments, manage their earnings, and grow their businesses with confidence.
SumUp Customer Reviews

Fantastic payments App
As a new start up business attending our first expo selling our product we looked into getting a card reader to take payments and discovered the SumUp App. Using our iPhones and the App to take payments was flawless, simple and incredibly good value.

As a sole trader
As a sole trader, Sum up has made a huge difference to my business, for the better. The help centre has been able to support me when needed and always resolved the issue, which has been on,y been about twice in 4 or 5 years. Would highly recommend recommend

What a game changer
For a small club, being able to take card payments is a game changer. Minimal charges, payments transferred to our bank promptly. Superb service.
Frequenty asked questions
What are payment links?
Payment links allow you to accept online payments easily by sharing a simple link with your customers. Once the link is opened, customers can complete a secure payment within seconds, without any complicated steps.
Why should I use Payment Links?
POS Lite is easy to set up and run, with ready-to-use pre-installed POS software. Save on your purchase when ordering POS Lite with Solo bundle for a professional, sleek countertop, and only pay a small transaction fee per payment with your card reader.
How do I start sending payment links?
To get started, you need to create a SumUp profile. Once set up, you can generate a checkout in the SumUp App, choose Payment Links as the payment option, and share the link directly with your customer.
How do I know if I’ve received a payment?
You can easily monitor your payments through the SumUp App. All sent payment links are visible in one place, allowing you to see which payments have been completed and which are still pending.
Are payment links safe?
Yes, payment links provide a secure way for customers to pay online. Payments are processed through SumUp’s secure system and protected by 3D Secure 2, which helps verify customer identity and reduce the risk of fraud.
Can anyone use Payment Links?
Payment Links are available to most businesses, but some business types are restricted due to regulatory requirements. If you are unsure whether your business is eligible, you can review the list of restricted activities or contact SumUp support for clarification.
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